Smithville Home Loans
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Smithville, TX Real Estate Outlook: 2025
Smithville’s housing market is cooling in 2025, with inventory levels at a 5-year high and increased opportunities for buyers to negotiate favorable terms. As of June 2025, the median home price in 79857 sits at $311,000, while average days on market is 51 days, giving well-prepared buyers a significant edge.
Whether you're a first-time homebuyer in Smithville, upgrading to your dream home, or relocating to Bastrop County, now is one of the most strategic times to lock in financing.
Home Loans That Move With You
The Matise Mortgage Team, Specializes in helping homebuyers across Bastrop, Austin, Elgin, Smithville, and surrounding areas navigate the mortgage process with confidence. Our local expertise, personalized service, and fast closings set us apart.
✅ Conventional, FHA, VA & USDA Loans
✅ New Construction & Builder Incentive Financing
✅ First-Time Buyer Programs & Down Payment Assistance
✅Free Mortgage Consultations & Fast Pre-Approvals
Let's Talk About Your Home Goals
📞 Call us today at 512-487-9286
📅 Or schedule your free mortgage consultation to get expert advice on how much home you can afford, available programs, and what the current market means for you.
Why Smithville Homebuyers Trust The Matise Mortgage Team
Over 100 homes financed in Central Texas
Local, transparent guidance—not a call center
Trusted by top Smithville realtors and builders
Quick closings & clear communication every step of the way
Don’t wait—homeownership is closer than you think.
→ Schedule Your Free Consultation or call us now.
Smithville, TX Housing Market Update Summer 2025
Smithville’s market is cooling: prices down 4.3% YoY to $311K, homes sit 51 days, and most sell below list. Buyers with strong pre-approvals have the upper hand for negotiating better deals.:
Median price: $311,000
Days on market: 51
Inventory: +86% YoY
List price:Sale Price: Homes are selling ~4% below list price in the Summer of 2025
That means more negotiating power for buyers — especially those with strong pre-approvals.
