Terms of Service

Matise Mortgage Team
NMLS #2149887

Last updated: 9/8/25

1. Acceptance of Terms

By using the services of Matise Mortgage Team (“we,” “us,” “our”), you agree to these Terms of Service. These Terms apply to all clients, prospective clients, referral partners, and website visitors.

2. Services Provided

We provide residential mortgage loan origination services, including consultation, pre-qualification, loan application assistance, and coordination with lenders, real estate professionals, and closing agents.

3. No Guarantee of Loan Approval

Submission of a loan application or financial documentation does not guarantee approval, qualification, or specific loan terms. All loans are subject to underwriting review, lender approval, and applicable federal, state, and investor guidelines.

4. Client Responsibilities

Clients are responsible for:

  • Providing accurate, timely, and complete financial information.

  • Responding promptly to requests for documentation.

  • Reviewing all disclosures, loan estimates, and closing documents carefully.

5. Privacy and Confidentiality

We take your privacy seriously. We do not share, sell, or distribute your personal or financial information to third parties, except as required to process your mortgage application with lenders, service providers, or as required by law.

6. No Legal or Tax Advice

Our team provides mortgage services only. We do not provide legal, tax, or financial planning advice. Clients should consult with qualified attorneys, tax professionals, or financial advisors for those matters.

7. Limitation of Liability

To the maximum extent permitted by law, Matise Mortgage Team shall not be held liable for any damages, delays, or losses resulting from:

  • Loan denial, delays, or changes in loan terms.

  • Market conditions, including interest rate changes.

  • Errors or omissions in information provided by clients or third parties.

8. Compliance

We adhere to all applicable federal, state, and local laws and regulations, including but not limited to RESPA, TILA, ECOA, and Fair Housing laws.

9. Modifications

We may update these Terms of Service from time to time. Updates will be posted on our website with the revised “last updated” date. Continued use of our services after updates constitutes acceptance of the new Terms.

10. Contact Information

For questions regarding these Terms or our services, please contact us:
Matise Mortgage Team
The Mortgage Link, NMLS #113931
Email: [Insert Email]
Phone: [Insert Phone]

Would you like me to also make a shorter, client-friendly version for your website (something less formal but still compliant), or keep this full legal-style version only?