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Bastrop Home Loans | Local Mortgage Lender in Bastrop TX
Mortgage Lender in Bastrop, TX
Fast Pre-Approval for Bastrop Homebuyers
See your monthly payment and get pre-approved in minutes.
Call or text 512-487-9286
★★★★★ 5-Star Rated
Licensed Texas Mortgage Lender
Serving Bastrop County Buyers
If you’re looking for home loans in Bastrop TX, working with a local Bastrop mortgage lender can make a big difference. At Matise Mortgage Team, we help buyers across Bastrop County understand their options and move forward with confidence. Whether you’re a first time homebuyer, relocating to the area, or exploring programs like FHA or VA loans, we’ll help you find the financing that fits your goals. With the Bastrop County housing market offering more inventory and negotiation opportunities than in recent years, having a knowledgeable local lender on your side can help you move quickly and secure the best possible deal.
Meet Corbin
Corbin Matise,
Mortgage Loan Originator
Learn about low down payment loans in Bastrop through FHA Programs
Buy a house for as little as 3.5% down
What people are saying:
Corbin and his team are true professionals - knowledgeable, experienced, and passionate. I recently purchased a home with a ridiculously short offer to keys timeline. Corbin and his team were ready for the challenge and worked diligently to make it happen. Guidance and transparency were provided every step of the process with clear and concise communication. Highly recommend and look forward to working with Corbin and his team in the future!
Corbin and his team are true professionals - knowledgeable, experienced, and passionate. I recently purchased a home with a ridiculously short offer to keys timeline. Corbin and his team were ready for the challenge and worked diligently to make it happen. Guidance and transparency were provided every step of the process with clear and concise communication. Highly recommend and look forward to working with Corbin and his team in the future!
Working with Corbin has been an excellent experience! Prompt responses and preemptive communication, my clients and I felt like we were updated at all times.This one was a quick turnaround! But, he did it with ease. I look forward to continue working with him again. He is very good at what he does.-Caite B.
I could not talk more highly of Corbin and this group!! They got our credit where it needed to be and into a home in under 6 months!!! We were able to sign on our first home within 2 weeks after house hunting! This team was diligent and worked so hard for us. Corbin is very knowledgeable about his expertise in his field of work. We will not trust or deal with anyone else when it comes to buying another home. -Mallory S.
The Matise Mortgage Team is THE place you want to go to if you are buying your first home or a seasoned real estate investor. I consider myself good at math and even a home loan was harder for me to understand than calculus. Luckily Corbin and his team are your private tutors. I was a first time home buyer with holes in my credit. They worked with me patch those and qualify for a higher loan amount. The communication with the team is stellar. Other loan officers took a long time to get back to me and tried to add unnecessary interest for closing costs. They are very clear on the process and never hid any of the hurdles I had to overcome, but were definitely there to help me over them. It felt like we were all buying the house. I will definitely be using them for my next house. -Ceema F.
Fantastic to work with and found all the right folks to help us get to the right home in Austin. Great experience and person to work with in finding our house! -Nick R.
Corbin and his team are true professionals - knowledgeable, experienced, and passionate. I recently purchased a home with a ridiculously short offer to keys timeline. Corbin and his team were ready for the challenge and worked diligently to make it happen. Guidance and transparency were provided every step of the process with clear and concise communication. Highly recommend and look forward to working with Corbin and his team in the future! -Crystal W.
Corbin and his team helped several of my clients last year obtain home financing in a really difficult market. In addition to helping my clients with their financing needs, I consider Corbin a valuable part of my real esate strategy. I recommend Corbin to my clients and he should be your first stop when considering a purchase or refinance. -Jeff M.
The thing I realized while working with Corbin is how much good problem-solving and integrity matter in the home lending process. This was my second time buying a home and I was blown away with how comparatively easy and low stress the whole process was. Corbin and his awesome team went way far above and beyond my expectations to bring me fast solutions to getting the right loan. They also communicated so well and were so transparent with me that I honestly felt like I didn't need to do anything outside of sign a few documents. I would easily recommend him to anyone that looking for a home loan. 10/10 -Chidi M.
Get Your Free 1:1 Consultation
Learn how to get a great deal on a beautiful home with a low rate. Learn more on your FREE 15min 1:1 phone consultation.
2 Interesting Mortgage Facts
2 Interesting Mortgage Facts
Most of us need a mortgage. Only 12% of home buyers pay cash for a home. The other 88% use a mortgage.
Weird flex but… When a Scottish homeowner pays off their mortgage, they sometimes paint the front door red as a way to celebrate their accomplishment
Bastrop Home Loans
A lender you know
What is a Bastrop, Texas USDA Loan?
A USDA loan is a home loan backed by the U.S. Department of Agriculture and offered through approved private lenders. It’s one of the most powerful options for buyers in Bastrop because it allows you to purchase a home with zero down payment in eligible areas.
USDA loans are especially popular with first-time home buyers in Bastrop, TX since many surrounding areas qualify as “rural” under USDA guidelines—even though they’re just minutes from town.
Down payment can be as low as $0
You may not need years of savings to buy a home in Bastrop, TX. Many Bastrop buyers are surprised how little upfront cash it can actually take.
Available through approved private lenders
You work with a real lender located in Bastrop County who guides you step-by-step, from pre-qualification all the way to closing.
Often used by first-time home buyers
This is one of the most common loan options for people buying their first home in Bastrop, TX.
Bastrop Real Estate Market Update 2026
What It Means for Bastrop Homebuyers
The Bastrop, TX real estate market in 2026 is creating one of the best opportunities we’ve seen in years for homebuyers.
Median home prices are sitting around $359,900, inventory has increased over 12% year-over-year, and homes are averaging about 55–60 days on market. Nearly 60% of homes are selling below list price, giving buyers more negotiating power, more options, and more leverage than we’ve seen in recent years.
With the right loan structure, many buyers are securing:
• Seller-paid closing costs
• Rate buydowns to lower monthly payments
• Builder incentives on new construction homes
If you’re planning to buy in Bastrop, Elgin, Smithville, or the greater Austin area, the difference isn’t just the house you choose… it’s how your financing is structured.
Bastrop Home Loans Built Around You
At Matise Mortgage Team, we don’t just pre-approve buyers, we help you win in today’s market.
We specialize in Bastrop home loans that are structured to maximize your buying power and minimize your monthly payment.
✔ Conventional, FHA, VA, and USDA home loans in Bastrop TX
✔ First-time homebuyer programs and down payment assistance
✔ New construction financing with builder incentives
✔ Strategic rate buydowns and payment optimization
✔ Fast, fully underwritten pre-approvals
Whether you’re buying your first home, upgrading, or relocating to Central Texas, we help you compete… and win.
Work With a Local Bastrop Mortgage Lender
When you search “mortgage lender Bastrop TX” or “best home loan options in Bastrop,” what you’ll find is a lot of big banks.
What you won’t find is local strategy.
We work directly with top Bastrop real estate agents, builders, and sellers to position your offer stronger from day one, so you’re not just another buyer, you’re the one who gets accepted.
Start With a Smart Game Plan
Before you start touring homes, let’s map out your numbers, your strategy, and your advantage.
Call or text 512-487-9286 or schedule your free consultation to see:
• What price range actually fits your goals
• How to lower your monthly payment
• Which loan programs give you the biggest edge
Why Bastrop Homebuyers Choose Matise Mortgage Team
We’ve helped hundreds of Central Texas buyers navigate this market with confidence.
Local expertise in Bastrop County real estate
Clear, honest guidance from start to finish
Fast closings with proactive communication
Trusted by top realtors across Bastrop, Austin, and Lubbock, Texas
Your Bastrop Home Starts Here
If you’re thinking about buying, the opportunity is here, but it won’t stay this way forever.
The right strategy today could save you thousands upfront and every month.
Schedule your consultation or call now to get started.
FHA Loans for First Time Home Buyers
Buying your first home does not always mean needing perfect credit or a huge down payment. FHA loans can be a great fit for first-time buyers who want a more flexible path to homeownership.
FHA loans are mortgages made by private lenders and insured by the Federal Housing Administration. For many buyers, they offer a low down payment option, flexible qualification standards, and a practical way to buy sooner than expected. FHA financing can be especially helpful if you are a first-time home buyer still building savings or credit.
Get Your Free 1:1 Consultation
Learn how to get a great deal on a beautiful home with a low rate. Learn more on your FREE 15min 1:1 phone consultation.
Matise Mortgage Team Reviews | Home Loans in Bastrop Texas
Bastrop mortgage reviews
Looking for home loan reviews in Bastrop Texas? Below you’ll find real feedback from homebuyers who worked with the Matise Mortgage Team. We help first-time homebuyers, VA buyers, and families relocating to Bastrop County secure financing with FHA, VA, conventional, and first-time homebuyer programs. Looking for a Bastrop Mortgage Lender? See our Bastrop Home Loans page
Why Bastrop Homebuyers Choose Matise Mortgage Team
• 100+ five-star reviews
• First-time homebuyer specialists
• FHA, VA, and conventional loans
• Local lender serving Bastrop County, Austin, and Lubbock.
“Corbin and his team have been amazing to work with buying our home in Smithville, Texas. 10 out of 10 would recommend to anyone. Great experience on our end from start to finish.”
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— Aaron K, Homebuyer, Bastrop, Texas
“Corbin and Heather worked very hard to ensure that my refinance was smooth sailing. There were a few bumps in the road - no fault of theirs - and they pivoted quickly to close everything out in a timely manner. Any time I had questions, they were quick to jump on a call and explain everything. Im very grateful for all of the guidance..”
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— Nicolette W, Refinance Client, Austin, Texas
“Working with Corbin Matise is always a smooth and stress-free experience! He goes above and beyond to explain every step of the mortgage process in a way that makes sense, and you can tell he genuinely cares about his clients. Corbin is quick to respond, super knowledgeable, and always keeps your best interest at heart. If you’re looking for someone you can truly trust with your home loan in Bastrop, Texas, Corbin is the guy. I can’t recommend Matise Mortgage enough!”
⭐️⭐️⭐️⭐️⭐️
— Lindsay K, Realtor, Bastrop, Texas
“Corbin gave us a fantastic buying experience and was easy to consult with, share our motivations with, and worked diligently to score the best possible loan on our first home purchase in Bastrop, Texas.
Outside of work, he’s a terrific human who can connect with anyone. I would highly recommend Corbin, the same a friend recommended us to him!”
⭐️⭐️⭐️⭐️⭐️
— Collin E, Homebuyer, Bastrop, Texas
“Corbin and his team can help with traditional or creative financing. As a Realtor, he is one of my trusted mortgage brokers to help my clients through their home buying process in Bastrop, TX.”
⭐️⭐️⭐️⭐️⭐️
— Heather B, Realtor, Bastrop, Texas
“Corbin was a great loan officer to work with my clients in Austin, Texas. I have worked with Corbin several times and will continue to do so for the sheer fact of his passion towards his job, attention to detail, and willingness to get the client the best deal and loan type for them.”
⭐️⭐️⭐️⭐️⭐️
— Lauren B, Realtor, Austin, Texas
“If you ever wished the home loan experience was easier and less stressful….then Corbin and his team are who you need for a home loan in Lubbock, Texas. They made everything so easy, and put up with all of my questions and text and calls, no matter what time of day it was or when it was. They reassured me every step of the way and never made me feel bad for “bothering” them. I’m so glad this process is over but I’m so thankful that my last time of doing this was with Corbin, Heather, and Rebeka! Thanks guys truly ♥️”
⭐️⭐️⭐️⭐️⭐️
— Heather H, Homebuyer, Lubbock, Texas
“Corbin has been an outstanding professional to work with. He truly prioritizes his clients and partnerships, moving quickly and efficiently to deliver the best results. I highly recommend Corbin and his team for their dedication and expertise on Austin home loans.”
⭐️⭐️⭐️⭐️⭐️
— Brigid S., Realtor, in Austin, Texas
“From a buyer’s agent perspective, Corbin Matise of Matise Mortgage was excellent to work with. He was creative with financing options, efficient, and closed on time. Communication was consistent and clear with all parties throughout the transaction, and he even attended closing. Corbin did a great job putting my first-time homebuyer clients at ease, and his follow-up is superb. He’s also very up to date on marketing techniques and is willing to share his expertise with local real estate agents. I look forward to working with Corbin and his team in the future and would not hesitate to recommend him to my clients who are in need of real estate financing in Smithville, TX”
⭐️⭐️⭐️⭐️⭐️
— Rose L., Realtor, in Smithville, Texas
“Corbin and his team are amazing, they have great resources and knowledgeable people working for them. They are always available when you need them to answer any and all questions you may have. They made the home buying process in Lubbock simple and straightforward and stress free. Thank you for all your hard work!”
⭐️⭐️⭐️⭐️⭐️
— Kyle D, Home Buyer in Lubbock, Texas
“Corbin and his team were extremely helpful through the process of buying our first home in Austin. They are thorough, kind, and knowledgeable which eased any first time home buyer nerves we had. I will be recommending them to friends and family!”
⭐️⭐️⭐️⭐️⭐️
— Kristin C, First Time Home Buyer in Austin, Texas
“I could not talk more highly of Corbin and this group!! They got our credit where it needed to be and into a home in under 6 months!!!
We were able to sign on our first home in Austin, within 2 weeks after house hunting! This team was diligent and worked so hard for us. Corbin is very knowledgeable about his expertise in his field of work.
We will not trust or deal with anyone else when it comes to buying another home.”
⭐️⭐️⭐️⭐️⭐️
— Mallory & Phil S, First Time Home Buyers in Austin, Texas
“Corbin Matise and his team did an excellent job in helping me and my family purchase a home in Lubbock in Feb 2023. Great communication throughout the process and felt no pressure at any point from him or his team. Thank you again!”
⭐️⭐️⭐️⭐️⭐️
— Yahaira B, Home Buyer in Lubbock, Texas
“The thing I realized while working with Corbin is how much good problem-solving and integrity matter in the home lending process. This was my second time buying a home and I was blown away with how comparatively easy and low stress the whole process was. Corbin and his awesome team went way far above and beyond my expectations to bring me fast solutions to getting the right loan. They also communicated so well and were so transparent with me that I honestly felt like I didn't need to do anything outside of sign a few documents. I would easily recommend him to anyone that looking for a home loan in Austin. 10/10
Thanks again Corbin, it was great working with you!.”
⭐️⭐️⭐️⭐️⭐️
— Chidi M, First Time Home Buyer in Austin Texas
“Working with Corbin has been an excellent experience! From prompt responses to preemptive communication, my clients and I felt like we were updated at all times. This one was a quick turnaround! But, he did it with ease. I look forward to continue working with him again for Austin home loans. He is very good at what he does. 😊”
⭐️⭐️⭐️⭐️⭐️
— Caite Balderas, Realtor in Austin Texas, Haven Homes
“Corbin was amazing. I bought my home December 2021. Corbin walked me through the entire process and explained everything to me, as I was a first time home buyer in Austin. Corbin is diligent and patient in his approach. I have since recommended him to multiple people and will be using his services next year when I buy my first investment property. If I could give him 6 Stars it wouldn’t be enough.”
⭐️⭐️⭐️⭐️⭐️
— Josh L, First Time Home Buyer in Austin Texas
“My favorite lender to work with in Austin! Corbin is the absolute best and always puts the client first. He responds in a timely matter and is extremely professional.”
⭐️⭐️⭐️⭐️⭐️
— Daniel H, Realtor in Austin Texas, Moreland Properties
“As a Realtor, I’ve learned after having Corbin work with my buyers, he is a very responsive and attentive lender who listens to and seeks solutions.
He goes out of his way and puts your interest over his. Definitely a primary go to lender for me and highly recommend to others when shopping for homes in Bastrop.”
⭐️⭐️⭐️⭐️⭐️
— Zoran Smaic, Realtor in Bastrop Texas, Smaic Team, Exp Realty
“Stellar communication and no sugarcoating - Matise Mortgage is THE place you want to go to if you are buying your first home or a seasoned real estate investor in Austin. I consider myself good at math and even a home loan was harder for me to understand than calculus. Luckily Corbin is your private tutor. I was a first time home buyer with holes in my credit. He worked with me patch those and qualify for a higher loan amount. The communication with his team is stellar. Other loan officers took a long time to get back to me and tried to add unnecessary interest for closing costs. They are very clear on the process and never hid any of the hurdles I had to overcome, but were definitely there to help me over them. It felt like we were all buying the house. I will definitely be using them for my next house..”
⭐️⭐️⭐️⭐️⭐️
— Ceema F, First Time Home Buyer in Austin, Texas
“Although I am not yet a client of Corbin's myself, I am a business partner of his and I can attest to all of the positive things mentioned by his clients and partners. Corbin and his team take the upmost care of their clients, every single one gets to the closing table more than happy with their experience with Matise Mortgage. Corbin is the type to answer his phone on a Saturday while he's at the lake, always willing to help whoever needs it no matter the day or time. He will get it done. It has been such a pleasure to be a part of his process, his clients are just as much of a joy as he is! 100000/10 would recommend.”
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— Lauren C, Insurance Agent, Goosehead Insurance
“Corbin is very engaging, transparent and motivated. I had an excellent partnership experience in buying a home in Austin.”
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— David G, First Time Home Buyer in Austin, TX
“Fantastic to work with and found all the right folks to help us get to the right home in Austin. Great experience and person to work with in finding our house!.”
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— Nick R, Austin Home Buyer
