4 Tips to Raise Your Credit Score by 100 Points in 30 Days

While it is possible to see a significant increase in your credit score in a short period of time, it is unlikely that you will be able to raise your credit score by 100 points in just 30 days. Improving your credit score is a long-term process that requires consistent, responsible credit behavior over time.

That being said, there are some things you can do to potentially boost your credit score in a short period of time:

  1. Dispute any errors on your credit report: If you find errors on your credit report, you can dispute them with the credit bureau.

  2. Pay off any outstanding debts to 5% of their credit line: Paying off outstanding debts can improve your credit utilization ratio, which is the amount of credit you are using compared to the amount of credit you have available.

  3. Ask your current lenders for credit line extensions. If your credit limit is $2,000, ask for $5,000 etc.

  4. Consider our Home Purchase Prep Program. Reach out to learn what we could do for you.

Please keep in mind that, even when you do these steps, it is important to have patience and consistency in the credit-building process. Also, it is important to be aware that some of these actions like credit repair services may not have a big impact or can have negative consequences if they aren't carried out in a legal and responsible way.


For more info call or text 512-487-9286.

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6 Ways to Raise Your Credit Score